HOLTOW is an insurance company and sponsor of THE FINALS, run by CEO Quemby Rutile . It appeared as an official seasonal sponsor in Season 4 and Season 8 . The company focuses on protecting digital assets, as well as providing services such as "Sun Insurace" and "Alien Invasion Insurance".
HOLTOW's slogans include - "Digitally insured, virtually secured."
Quemby Rutile is the CEO of HOLTOW.
Backstage Bio
Background
HOLTOW began by insuring lost passwords and corrupted avatars - small policies for small disasters.
But they soon realized that in a world where nothing is safe, everything can and should be insured.
CEO
Quemby Rutile has never been surprised. A man of numbers and immaculate bowties, he claims to dream entirely in risk assessments.
During a speech, a light fixture fell directly beside him mid-sentence. Without flinching, he adjusted his tie and remarked, "Calculated incident, category C."
Commercials
HOLTOW Sun Insurance commercial, revealed in-game in 3.12 patch
HOLTOW Alien Invasion commercial, shown in trailer
HOLTOW Pearly Gates Insurance commercial, revealed During Season 8 Heaven or Else event
Related Cosmetics
Cosmetics that feature or mention HOLTOW.
Icon
Name
Rarity
Type
Description
CASH BOX QUARTERBACK
EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK
EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK
EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK
EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK
EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
HOLTOW SIGNEE
EPIC
OUTFIT
Good luck finding the loophole before it's too late.
THRASH HARVESTER
EPIC
OUTFIT
Grown in trash. Made to thrash.
Icon
Name
Rarity
Type
Description
FOOTBALL HELMET
LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET
LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET
LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET
LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET
LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
HOLTOW COVERAGE
EPIC
HEADWEAR
A rare instance of HOLTOW's coverage being entirely cosmetic.
HOLTOW RIDER HELMET
EPIC
HEADWEAR
Note: It is strictly forbidden to wear helmets inside Rutile Rolls in Las Vegas, even for sponsored contestants.
VIRTUE POLICY
EPIC
HEADWEAR
Even divinity requires a policy number.
Icon
Name
Rarity
Type
Description
HOLTOW PREMIUM PANTS
EPIC
LOWER BODY
Pants that are worth paying a premium for In uncertain times, we certain with HOLTOW.
RISK-REWARD PANTS
EPIC
LOWER BODY
Step boldy into danger, knowing HOLTOW has already calculated the premiums.
HOLTOW TORSO COVERAGE
LEGENDARY
UPPER BODY
Coincidentally, Torso coverage can be added to any new or existing Avatar Protection Insurance policy from HOLTOW.
BOUT BLANKET
EPIC
UPPER BODY
Every champion's dramatic-entry essential.
DOOMSDAY VEST
EPIC
UPPER BODY
Acturilly unlikely, but at least you're covered.
HOTLAP JACKET
EPIC
UPPER BODY
From coast-adjacent grow beds to the starting grid in one zip.
JUMPSTART JACKET
EPIC
UPPER BODY
For contestants who plan to jumpstart the action in the arena.
LANDFILL TEE
EPIC
UPPER BODY
For contestants who know everything good in life is grown coast-adjacent.
PREMIUM LIABILITY
EPIC
UPPER BODY
Bright, bold, and built to scream: don't worry, you're covered.
S8 FLASH VARSITY
EPIC
UPPER BODY
You made the team, now show the speed.
CLOUD COVERAGE
RARE
UPPER BODY
Your HOLTOW coverage is partly cloudy with a chance of victory.
CROWN CLAIMER
RARE
UPPER BODY
Insured for greatness.
TRACK & FIELD TOP
RARE
UPPER BODY
Icon
Name
Rarity
Type
Description
FULL COVERAGE
EPIC
EMOTE
Flash the card, seal the deal. HOLTOW covers the rest.
HOLTOW SPOKESPERSON
EPIC
EMOTE
You signed with us. Give us some love and earn us some fans in the arena.
Icon
Name
Rarity
Type
Description
POLICY COVERAGE
LEGENDARY
SPRAY
When life in the Arena throws risks your way, HOLTOW's got your back.
HOLTOW APPROVED
RARE
SPRAY
Claim your damage in the arena. With insurance for HOLTOW, you can risk it all.
Icon
Name
Rarity
Type
Description
ANGEL CLAUSE
LEGENDARY
SKIN // Recurve Bow
For contestants already on the guest list.
ANGEL CLAUSE
LEGENDARY
SKIN // FCAR
For contestants already on the guest list.
ANGEL CLAUSE
LEGENDARY
SKIN // Lewis Gun
For contestants already on the guest list.
HOLTOW HAMMER CLAUSE
LEGENDARY
SKIN // Sledgehammer
Ensure your attacks carry the weight of HOLTOW's predictive algorithms.
JAVELIN IN TOW
LEGENDARY
SKIN // Spear
LAVA LUSTER
LEGENDARY
SKIN // ShAK-50
Give your weapon a real magma chamber.
LAVA LUSTER
LEGENDARY
SKIN // Pike-556
Give your weapon a real magma chamber.
LAVA LUSTER
LEGENDARY
SKIN // ARN-220
Give your weapon a real magma chamber.
PAYOUT PENDING
LEGENDARY
SKIN // .50 Akimbo
Congratulations! Your claim has been received, reviewed, and escalated.
CLAUSE CANNON
EPIC
SKIN // M11
Approved for crowd control, contestant suppression, and rapid dispute resolution.
CLAUSE CANNON
EPIC
SKIN // Model 1887
Approved for crowd control, contestant suppression, and rapid dispute resolution.
CLAUSE CANNON
EPIC
SKIN // Lewis Gun
Approved for crowd control, contestant suppression, and rapid dispute resolution.
HOLTOW ADJUSTER
EPIC
SKIN // FCAR
Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
HOLTOW ADJUSTER
EPIC
SKIN // SA1216
Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
Icon
Name
Rarity
Type
Description
FULL COVERAGE
EPIC
CHARM
Your one-way ticket to the top... assuming the policy hasn't changed.
LOCKBOX LOCKET
EPIC
CHARM
For contestants who like to play it safe.
QUEMBY'S BOWTIE
EPIC
CHARM
For HOLTOW CEO Quemby Rutile , a perfect bow tie is like a perfectly written insurance policy—precise elegant, and always to your advantage.
STOLEN CASHOUT UNIT
EPIC
CHARM
HOLTOW may not protect against stolen cashouts, but you'll track down the culprit just the same.
THE BRIGHT SIDE
EPIC
CHARM
Proof that HOLTOW will insure literally anything.
HOLTOW INSURED
EPIC
STICKER
Thanks to HOLTOW CEO Quemby Rutile, virtually any virtual asset can be insured against damage or loss. Except stolen cashouts.
SIGNED BY HOLTOW
EPIC
STICKER
"The future favors those who plan for the unexpected. At HOLTOW , we don't predict the future—we protect it." - Quemby Rutile
CELESTIAL COVERAGE*
RARE
STICKER
*Heavenly access requires prior authorization. HOLTOW denies all liability.
HOLTOW INSURED
RARE
STICKER
Claim your damage in the arena. With insurance from HOLTOW , you can risk it all.
Icon
Name
Rarity
Type
Description
CLAIM FILED
EPIC
BACKGROUND
Every bullet, every fall, every defeat. Validated and stamped.
HOLTOW POLICYHOLDER
EPIC
BACKGROUND
Let everyone know that you're not just a HOLTOW Sun Insurance policyholder, you're also a HOLTOW Sun Insurance policy spokesperson.
COVERAGE RISK
RARE
BACKGROUND
Don't worry. HOLTOW's got your claim.
HOLTOW ENDORSEMENT
RARE
BACKGROUND
In the arena, you need to move quickly and adapt, just like HOLTOW's insurance policies. Amendments to policies to add or delete coverage are a specialty.
HOLTOW STANDARD
RARE
BACKGROUND
With HOLTOW on your side, the future becomes a calculated opportunity waiting to be seized.
Icon
Name
Rarity
Type
Description
UNCERTAIN GUARANTEE
EPIC
BORDER
Nothing says safety like a bold logo and a vague promise.
HOLTOW ORANGE PULSE
RARE
BORDER
A visual echo of HOLTOW's relentless drive to assess, quantify, and capitalize on every risk.
Gallery