HOLTOW

HOLTOW is an insurance company and sponsor of THE FINALS, run by CEO Quemby Rutile. It appeared as an official seasonal sponsor in Season 4 and Season 8. The company focuses on protecting digital assets, as well as providing services such as "Sun Insurace" and "Alien Invasion Insurance".

HOLTOW's slogans include - "Digitally insured, virtually secured."

Quemby Rutile is the CEO of HOLTOW.

Commercials

HOLTOW Sun Insurance commercial, revealed in-game in 3.12 patch

HOLTOW Alien Invasion commercial, shown in trailer

HOLTOW Pearly Gates Insurance commercial, revealed During Season 8 Heaven or Else event

Related Items

Below is a list of items that mention or feature the logo or symbol of HOLTOW.

Image	Name	Rarity	Description
1,600	IMPACT CANDIDATE	LEGENDARY	A tribute to the art of resilience in an arena where everything can be destroyed.
$9.99	SSG OUTFIT	LEGENDARY	SSG wears the weight of The Grand Major 2025. HOLTOW makes sure they look good doing it.
2,200	CASH BOX QUAERTERBAC ^[1]	EPIC	For contestants who plan to touch down on arena and convert a match to victory.
1,500	HOLTOW INSURED DRIVER	EPIC	Team up with HOLTOW CEO Quemby Rutile and drive laps around the competition. Digitally insured, virtually secured.
1,400	MARKS MASTER	EPIC	Turn into the ultimate architect of victory.
1,000	NEUTRAL CORNER	EPIC	For contestants looking for a knockout sponsorship opportunity.
SPONSORSHIP	EXCLUSION CLAUSE	EPIC	Good luck finding the loophole before it's too late.
CIRCUIT	BASELINE ACE	RARE

Image	Name	Rarity	Description
800	FOOTBALL HELMET ^[1]	LEGENDARY	For contestants who don't mind a strategy of hurry-up offense.
S8 EVENT	VIRTUE POLICY	LEGENDARY	Even divinity requires a policy number.
S1 BP LEVEL 40	HOLTOW COVERAGE	EPIC	A rare instance of HOLTOW's coverage being entirely cosmetic.
SPONSORSHIP	HOLTOW RIDER HELMET	EPIC	Note: It is strictly forbidden to wear helmets inside Rutile Rolls in Las Vegas, even for sponsored contestants.
400	TACTICAL-COMMS HELMET	EPIC	Communication is key in the arena...and in fashion statements.
400	JUMPSTART HELMET	EPIC	For contestants who believe that the race starts as soon as you gear up.
CIRCUIT	BEANIE & HEADPHONES	RARE	Warning. Headphones are perfect for kicking it old school but provide no protection against defeaning effects in the arena.
CIRCUIT	FLAT-BRIM CAP	RARE	For contestants who plan to go flat out in the arena.

Image	Name	Rarity	Description
CIRCUIT	ARENA ANTI-GLARE	RARE	Perfect for sunny conditions in the arena.
CIRCUIT	BAD NEWS BANDANA	RARE	For contestants who are probably up to no good.

Image	Name	Rarity	Description
SPONSORSHIP	HOLTOW TORSO COVERAGE	LEGENDARY	Coincidentally, Torso coverage can be added to any new or existing Avatar Protection Insurance policy from HOLTOW.
$9.99	SSG JACKET	EPIC	SSG enter The Grand Major 2025 with confidence, with HOLTOW backing every move.
SPONSORSHIP	PREMIUM LIABILITY	EPIC	Bright, bold, and built to scream: don't worry, you're covered.
S8 BP LEVEL 101	DOOMSDAY VEST	EPIC	Actuarilly unlikely, but at least you're covered.
400	BOUT BLANKET	EPIC	Every champion's dramatic-entry essential.
400	COLLISION COAT	EPIC	For contestants who understand the physics of impact but still want to crash the party.
400	JUMPSTART JACKET	EPIC	For contestants who plan to jumpstart the action in the arena.
400	MARKS MASTER TOP	EPIC	Go for gold and show your rivals what precision looks like!
S8 EVENT	CLOUD COVERAGE	RARE	Your HOLTOW coverage is partly cloudy with a chance of victory.
S8 EVENT	BLAZING COVERAGE	RARE	Protection? Sure, if your defenition of coverage includes fire.
200	ALL-WEATHER JACKET	RARE	In arenas where the weather changes faster than you can say "Nama Tama", this jacket comes in handy.
CIRCUIT	HOODIE JACKET	RARE	Just like your personality, there is more than one layer to this jacket.
CIRCUIT	KANGAROO HOODIE	RARE	The pouch will not provide much protection against destruction in the arena.

Image	Name	Rarity	Description
$9.99	SSG CARGOS	EPIC	Every stride tells a story. SSG walk into The Grand Major 2025 with HOLTOW stitched into every step.
300	BOXING SHORTS	EPIC	For contestants who pack a punch and look dashing doing it.
300	JUMPSTART PANTS	EPIC	For contestants with a penchant for quick getaways.
SPONSORSHIP	HOLTOW PREMIUM PANTS	EPIC	Pants that are worth paying a premium for. In uncertain times, be certain with HOLTOW.
SPONSORSHIP	RISK-REWARD PANTS	EPIC	Step boldy into danger, knowing HOLTOW has already calculated the premiums.
CIRCUIT	BAGGY BATTLE CARGOS	RARE	With spacious pockets and room to maneuver through the chaos, these are a tactical advantage disguised as comfort.
CIRCUIT	TAPERED CARGOS	RARE	A rare combination of form-fitting style and storage options.

Image	Name	Rarity	Description
150	BOXING WRAPS	RARE	For contestants who plan to wrap up their round with a knockout.
300	WHEELSPIN GLOVES	EPIC	Take them out for a spin.

Image	Name	Rarity	Description
150	ACCELERATOR SHOES	EPIC	Time to turbocharge your footwork.
100	KNOCKOUT KICKS	RARE	For contestants who like to dance around their opponents in the arena.
CIRCUIT	CHUNKY WEDGE TRAINERS	RARE	Sometimes it helps to have a little extra sole in the arena.
CIRCUIT	SLIP-ON TRAINERS	RARE	Apparently, there is such a thing as the perfect running shoe.

Image	Name	Rarity	Description
200	BOXING GLOVES	EPIC	For contestants who want to bob and weave in the arena.
200	ICON'S GUARD	EPIC	Before she was a legend, this was part of Dede's journey. Now, it can be part of yours.

Image	Name	Rarity	Description
100	STOLEN CASHOUT UNIT	EPIC	HOLTOW may not protect against stolen cashouts, but you'll track down the culprit just the same.

Image	Name	Rarity	Description
SPONSORSHIP	HOLTOW SPOKESPERSON	EPIC	You signed with us. Give us some love and earn us some fans in the arena.
SPONSORSHIP	FULL COVERAGE	EPIC	Flash the card, seal the deal. HOLTOW covers the rest.
S1 BP LEVEL 36	CLAIM VICTORY	EPIC	For contestants who dare to dream big and play even bigger, with HOLTOW backing every audacious move. With HOLTOW, you can risk it all.

Image	Name	Rarity	Description
SPONSORSHIP	POLICY COVERAGE	LEGENDARY	When life in the Arena throws risks your way, HOLTOW's got your back.
S1 BP LEVEL 34	HOLTOW APPROVED	RARE	Claim your damage in the arena. With insurance from HOLTOW, you can risk it all.

Image	Name	Rarity	Description
S1 BP LEVEL 37	PLAYING WITH FIRE	RARE	HOLTOW's insurance policies are available for all types of risks, literal or figurative.

Image	Name	Rarity	Description
SPONSORSHIP	HOLTOW POLICYHOLDER	EPIC	Let everyone know that you're not just a HOLTOW Sun Insurance policyholder, you're also a HOLTOW Sun Insurance policy spokesperson.
SPONSORSHIP	CLAIM FILED	EPIC	Every bullet, every fall, every defeat. Validated and stamped.
SPONSORSHIP	HOLTOW STANDARD	RARE	With HOLTOW on your side, the future becomes a calculated opportunity waiting to be seized.
SPONSORSHIP	HOLTOW ENDORSEMENT	RARE	In the arena, you need to move quickly and adapt, just like HOLTOW's insurance policies. Amendments to policies to add or delete coverage are a specialty.
SPONSORSHIP	COVERAGE RISK	RARE	Don't worry. HOLTOW's got your claim.

Image	Name	Rarity	Description
SPONSORSHIP	UNCERTAIN GUARANTEE	EPIC	Nothing says safety like a bold logo and a vague promise.
SPONSORSHIP	HOLTOW ORANGE PULSE	RARE	A visual echo of HOLTOW's relentless drive to assess, quantify, and capitalize on every risk.

Image	Name	Rarity	Description
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.
SPONSORSHIP	HOLTOW SIGNEE	COMMON	Show off the fanbase you earned for HOLTOW.

Image	Name	Rarity	Type	Description
600	RADIANT PROTECTION	LEGENDARY	PYRO GRENADE	Give your opponents a brilliant reason to invest in HOLTOW Sun Insurance.
600	RADIANT PROTECTION	LEGENDARY	PYRO MINE	A guaranteed burst of brilliance.
S4 EVENT	HOLTOW LIFE INSURANCE	EPIC	DEFIBRILLATOR	???

Image	Name	Rarity	Description
600	SOLAR SAFEGUARD	LEGENDARY	A compact source of warmth, radiating protection wherever you go-compliments of HOLTOW.
S8 EVENT	FULL COVERAGE	EPIC	Your one-way ticket to the top... assuming the policy hasn't changed.
SPONSORSHIP	QUEMBY'S BOWTIE	EPIC	For HOLTOW CEO Quemby Rutile, a perfect bow tie is like a perfectly written insurance policy-precise, elegant, and always to your advantage.
SPONSORSHIP	THE BRIGHT SIDE	EPIC	Proof that HOLTOW will insure literally anything.
TWITCH DROPS	LOCKBOX LOCKET	EPIC	For contestants who like to play it safe.
300	ETCHER'S EMBLEM	EPIC	Perfect for jotting down last-minute strategies or some frantic scorekeeping in the arena!
300	STOLEN CASHOUT UNIT	EPIC	HOLTOW may not protect against stolen cashouts, but you'll track down the culprit just the same.
300	HOLTOW PRIMARY USE	EPIC	Thanks to HOLTOW CEO Quemby Rutile, virtually any virtual asset can be insured against damage or loss. Except stolen cashouts.
150	MINIMUM COVERAGE	RARE	For contestants who are prepared for a little property damage in the arena.
150	HOLTOW CLAIM TAG	RARE	Proof that accidents are opportunities.
150	PREMIUM EVADER	RARE	Your deductible? A whole lot of pain.

Image	Name	Rarity	Description
S1 BP LEVEL 38	HOLTOW INSURED	EPIC	Thanks to HOLTOW CEO Quemby Rutile, virtually any virtual asset can be insured against damage or loss. Except stolen cashouts.
SPONSORSHIP	SIGNED BY HOLTOW	EPIC	"The future favors those who plan for the unexpected. At HOLTOW, we don't predict the future-we protect it." - Quemby Rutile
S8 EVENT	CELESTIAL COVERAGE*	RARE	*Heavenly access requires prior authorization. HOLTOW denies all liability.
100	SUNNY SIGN-UP	RARE	Because a little extra sunshine never hurt... until it does.
100	HOLTOW QUOTE	RARE	HOLTOW CEO Quemby Rutile is pleased to offer all-risk coverage to contestants in THE FINALS.

Image	Name	Rarity	Type	Description
800	COVERAGE CUTTERS	LEGENDARY	THROWING KNIVES	Sharpened terms and conditions.
800	HOLTOW FINE PRINT	LEGENDARY	M11	Dealing damage? HOLTOW's got your back. Digitally insured, virtually secured.
800	HOLTOW FINE PRINT	LEGENDARY	ARN-220	Dealing damage? HOLTOW's got your back. Digitally insured, virtually secured.
S8 EVENT	LAVA LUSTER	LEGENDARY	ARN-220	Give your weapon a real magma chamber.
S2 BP LEVEL 48	CRIT WRITER	LEGENDARY	DAGGER	For contestants who are always meticulously plotting their next move or diligently keeping score of their triumphs.
800	QUICK DRAW	LEGENDARY	RECURVE BOW	When you need to draw faster than your shadow.
S8 EVENT	ANGEL CLAUSE	LEGENDARY	RECURVE BOW	For contestants already on the guest list.
S8 BP LEVEL 98	CLAUSE CANNON	EPIC	M11	Approved for crowd control, contestant suppression, and rapid dispute resolution.
400	SAFETY LAST	EPIC	M26 MATTER	Let everyone know it's your job description to take the hits and keep firing.
400	HOLTOW ADJUSTER	EPIC	XP-54	Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.

Image	Name	Rarity	Type	Description
800	HOLTOW FINE PRINT	LEGENDARY	AKM	Dealing damage? HOLTOW's got your back. Digitally insured, virtually secured.
S8 EVENT	LAVA LUSTER	LEGENDARY	PIKE-556	Give your weapon a real magma chamber.
S8 EVENT	ANGEL CLAUSE	LEGENDARY	FCAR	For contestants already on the guest list.
S8 CIRCUIT	HOLTOW ADJUSTER	EPIC	FCAR	Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
S8 BP LEVEL 99	CLAUSE CANNON	EPIC	MODEL 1887	Approved for crowd control, contestant suppression, and rapid dispute resolution.
400	SAFETY LAST	EPIC	MODEL 1877	Let everyone know it's your job description to take the hits and keep firing.
400	HOLTOW ADJUSTER	EPIC	FAMAS	Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
S4 CIRCUIT	HOLTOW ADJUSTER	EPIC	R.357	Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.

Image	Name	Rarity	Type	Description
SPONSORSHIP	PAYOUT PENDING	LEGENDARY	.50 AKIMBO	Congratulations! Your claim has been received, reviewed, and escalated.
SPONSORSHIP	HOLTOW HAMMER CLAUSE	LEGENDARY	SLEDGEHAMMER	Ensure your attacks carry the weight of HOLTOW's predictive algorithms.
800	HOLTOW FINE PRINT	LEGENDARY	SHAK-50	Dealing damage? HOLTOW's got your back. Digitally insured, virtually secured.
S8 EVENT	LAVA LUSTER	LEGENDARY	SHAK-50	Give your weapon a real magma chamber.
800	BLAZING GUARANTEE	LEGENDARY	FLAMETHROWER	Ensure your opponents soak up some sun.
S8 EVENT	ANGEL CLAUSE	LEGENDARY	LEWIS GUN	For contestants already on the guest list.
400	HOLTOW ADJUSTER	EPIC	M60	Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
400	SAFETY LAST	EPIC	SA1216	Let everyone know it's your job description to take the hits and keep firing.
S8 BP LEVEL 100	CLAUSE CANNON	EPIC	LEWIS GUN	Approved for crowd control, contestant suppression, and rapid dispute resolution.