HOLTOW is an insurance company and sponsor of THE FINALS, run by CEO Quemby Rutile . It appeared as an official seasonal sponsor in Season 4 and Season 8 . The company focuses on protecting digital assets, as well as providing services such as "Sun Insurace" and "Alien Invasion Insurance".
HOLTOW's slogans include - "Digitally insured, virtually secured."
Quemby Rutile is the CEO of HOLTOW.
Backstage Bio
Background HOLTOW began by insuring lost passwords and corrupted avatars - small policies for small disasters.
But they soon realized that in a world where nothing is safe, everything can and should be insured.
CEO Quemby Rutile has never been surprised. A man of numbers and immaculate bowties, he claims to dream entirely in risk assessments.
During a speech, a light fixture fell directly beside him mid-sentence. Without flinching, he adjusted his tie and remarked, "Calculated incident, category C."
Commercials
HOLTOW Sun Insurance commercial, revealed in-game in 3.12 patch
HOLTOW Alien Invasion commercial, shown in trailer
HOLTOW Pearly Gates Insurance commercial, revealed During Season 8 Heaven or Else event
Related Cosmetics
Cosmetics that feature or mention HOLTOW.
Icon
Name
Rarity
Type
Description
CASH BOX QUARTERBACK EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
CASH BOX QUARTERBACK EPIC
OUTFIT
For contestants who plan to touch down on the arena and convert a match to victory.
HOLTOW SIGNEE EPIC
OUTFIT
Good luck finding the loophole before it's too late.
THRASH HARVESTER EPIC
OUTFIT
Grown in trash. Made to thrash.
Icon
Name
Rarity
Type
Description
FOOTBALL HELMET LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
FOOTBALL HELMET LEGENDARY
HEADWEAR
For contestants who don't mind a strategy of hurry-up offence.
HOLTOW COVERAGE EPIC
HEADWEAR
A rare instance of HOLTOW's coverage being entirely cosmetic.
HOLTOW RIDER HELMET EPIC
HEADWEAR
Note: It is strictly forbidden to wear helmets inside Rutile Rolls in Las Vegas, even for sponsored contestants.
VIRTUE POLICY EPIC
HEADWEAR
Even divinity requires a policy number.
Icon
Name
Rarity
Type
Description
HOLTOW PREMIUM PANTS EPIC
LOWER BODY
Pants that are worth paying a premium for In uncertain times, we certain with HOLTOW.
RISK-REWARD PANTS EPIC
LOWER BODY
Step boldy into danger, knowing HOLTOW has already calculated the premiums.
HOLTOW TORSO COVERAGE LEGENDARY
UPPER BODY
Coincidentally, Torso coverage can be added to any new or existing Avatar Protection Insurance policy from HOLTOW.
BOUT BLANKET EPIC
UPPER BODY
Every champion's dramatic-entry essential.
DOOMSDAY VEST EPIC
UPPER BODY
Acturilly unlikely, but at least you're covered.
HOTLAP JACKET EPIC
UPPER BODY
From coast-adjacent grow beds to the starting grid in one zip.
JUMPSTART JACKET EPIC
UPPER BODY
For contestants who plan to jumpstart the action in the arena.
LANDFILL TEE EPIC
UPPER BODY
For contestants who know everything good in life is grown coast-adjacent.
PREMIUM LIABILITY EPIC
UPPER BODY
Bright, bold, and built to scream: don't worry, you're covered.
S8 FLASH VARSITY EPIC
UPPER BODY
You made the team, now show the speed.
CLOUD COVERAGE RARE
UPPER BODY
Your HOLTOW coverage is partly cloudy with a chance of victory.
CROWN CLAIMER RARE
UPPER BODY
Insured for greatness.
TRACK & FIELD TOP RARE
UPPER BODY
Icon
Name
Rarity
Type
Description
FULL COVERAGE EPIC
EMOTE
Flash the card, seal the deal. HOLTOW covers the rest.
HOLTOW SPOKESPERSON EPIC
EMOTE
You signed with us. Give us some love and earn us some fans in the arena.
Icon
Name
Rarity
Type
Description
POLICY COVERAGE LEGENDARY
SPRAY
When life in the Arena throws risks your way, HOLTOW's got your back.
HOLTOW APPROVED RARE
SPRAY
Claim your damage in the arena. With insurance for HOLTOW, you can risk it all.
Icon
Name
Rarity
Type
Description
ANGEL CLAUSE LEGENDARY
SKIN // Recurve Bow
For contestants already on the guest list.
ANGEL CLAUSE LEGENDARY
SKIN // FCAR
For contestants already on the guest list.
ANGEL CLAUSE LEGENDARY
SKIN // Lewis Gun
For contestants already on the guest list.
HOLTOW HAMMER CLAUSE LEGENDARY
SKIN // Sledgehammer
Ensure your attacks carry the weight of HOLTOW's predictive algorithms.
JAVELIN IN TOW LEGENDARY
SKIN // Spear
LAVA LUSTER LEGENDARY
SKIN // ShAK-50
Give your weapon a real magma chamber.
LAVA LUSTER LEGENDARY
SKIN // Pike-556
Give your weapon a real magma chamber.
LAVA LUSTER LEGENDARY
SKIN // ARN-220
Give your weapon a real magma chamber.
PAYOUT PENDING LEGENDARY
SKIN // .50 Akimbo
Congratulations! Your claim has been received, reviewed, and escalated.
CLAUSE CANNON EPIC
SKIN // M11
Approved for crowd control, contestant suppression, and rapid dispute resolution.
CLAUSE CANNON EPIC
SKIN // Model 1887
Approved for crowd control, contestant suppression, and rapid dispute resolution.
CLAUSE CANNON EPIC
SKIN // Lewis Gun
Approved for crowd control, contestant suppression, and rapid dispute resolution.
HOLTOW ADJUSTER EPIC
SKIN // FCAR
Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
HOLTOW ADJUSTER EPIC
SKIN // SA1216
Let your opponents know you're a representative of HOLTOW, and you're ready to settle their claim.
Icon
Name
Rarity
Type
Description
FULL COVERAGE EPIC
CHARM
Your one-way ticket to the top... assuming the policy hasn't changed.
LOCKBOX LOCKET EPIC
CHARM
For contestants who like to play it safe.
QUEMBY'S BOWTIE EPIC
CHARM
For HOLTOW CEO Quemby Rutile , a perfect bow tie is like a perfectly written insurance policy—precise elegant, and always to your advantage.
STOLEN CASHOUT UNIT EPIC
CHARM
HOLTOW may not protect against stolen cashouts, but you'll track down the culprit just the same.
THE BRIGHT SIDE EPIC
CHARM
Proof that HOLTOW will insure literally anything.
HOLTOW INSURED EPIC
STICKER
Thanks to HOLTOW CEO Quemby Rutile, virtually any virtual asset can be insured against damage or loss. Except stolen cashouts.
SIGNED BY HOLTOW EPIC
STICKER
"The future favors those who plan for the unexpected. At HOLTOW , we don't predict the future—we protect it." - Quemby Rutile
CELESTIAL COVERAGE* RARE
STICKER
*Heavenly access requires prior authorization. HOLTOW denies all liability.
HOLTOW INSURED RARE
STICKER
Claim your damage in the arena. With insurance from HOLTOW , you can risk it all.
Icon
Name
Rarity
Type
Description
CLAIM FILED EPIC
BACKGROUND
Every bullet, every fall, every defeat. Validated and stamped.
HOLTOW POLICYHOLDER EPIC
BACKGROUND
Let everyone know that you're not just a HOLTOW Sun Insurance policyholder, you're also a HOLTOW Sun Insurance policy spokesperson.
COVERAGE RISK RARE
BACKGROUND
Don't worry. HOLTOW's got your claim.
HOLTOW ENDORSEMENT RARE
BACKGROUND
In the arena, you need to move quickly and adapt, just like HOLTOW's insurance policies. Amendments to policies to add or delete coverage are a specialty.
HOLTOW STANDARD RARE
BACKGROUND
With HOLTOW on your side, the future becomes a calculated opportunity waiting to be seized.
Icon
Name
Rarity
Type
Description
UNCERTAIN GUARANTEE EPIC
BORDER
Nothing says safety like a bold logo and a vague promise.
HOLTOW ORANGE PULSE RARE
BORDER
A visual echo of HOLTOW's relentless drive to assess, quantify, and capitalize on every risk.
Gallery 
